Anyone know xcode/iOS dev? Need help with app release issues.

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I have Swift source code that has been tested in Xcode simulator. I want to generate an IPA and distribute it to multiple users without having to submit to the app store. I am still not clear on some of the concepts related to publishing apps.
1. If I buy a $688 personal developer account, can I release the IPA to be used by others?
2. Can I use the personal developer account to limit UDID usage, so when I generate the IPA and then purchase the enterprise signing certificate, can I now distribute the IPA to other people without restrictions?
3. I've created an app uploader P12 certificate and description file but I'm getting this error message: "Cannot create a iOS App Development provisioning profile for 'com.clock.ckck66'. Personal development teams, including 'xxxx', do not support the Associated Domains, Apple Pay, Push Notifications, iCloud, Communication Notifications, and In-App Purchase capabilities."
When trying to generate the IPA using Xcode, I get the following warning: "Cannot create a iOS App Development provisioning profile for 'com.clock.ckck66'." Personal development teams, including 'xxxx', do not support the Associated Domains, Apple Pay, Push Notifications, iCloud, Communication Notifications, and In-App Purchase capabilities."
A final question: Is there any way to release an IPA without needing a personal developer account with Xcode, and then purchase the enterprise signing certificate to distribute it to others?